Ownership elevated.
Investment optimized.

Enjoy your vehicle just as much as a sole owner - most second vehicles sit unused for 98% of their life.

Reduce your expenses to a fraction of sole-ownership by sharing costs across co-owners. Archipelago manages the vehicle so you can focus on enjoying it.

We match co-owners with the same goals and set clear expectations to ensure everyone treats the vehicle appropriately.

If you would like to add co-owners to a vehicle you already own, or already have co-owners with whom you'd like to buy a vehicle, we can help!

Vehicles are garaged in a secure location that all co-owners can access.

Occasionally, co-owners vote to store the vehicle with one or more members of their group for reduced cost or longer usage periods.

Co-owners simply book time on a shared calendar and go enjoy the vehicle! Book last minute or months in advance. Book a few hours at a time, or a few weeks: It's your vehicle!

Seasonal weekends and holidays are divided equally across co-owners to avoid conflicts and ensure fairness.

Archipelago uses GPS to track distance driven by each owner to calculate and divide expenses fairly.

Fixed expenses stay the same no matter how much the vehicle is used and are split evenly across co-owners. These typically include things like garage rent or an annual detail.

Variable expenses are mileage-based and each co-owner is charged a portion of the cost based on how much they have driven the vehicle. Variable expenses typically include wear and maintenance items such as brake pads and tires.

Some expenses, like insurance or extra cleaning required, are paid by co-owners based on the actual cost incurred by each owner.

In life, everything changes. When something about your vehicle or co-ownership needs to change, you and your co-owners vote on it in our app.

Any co-owner may propose a vote. Examples of votes include a request to book the vehicle for a long period of time, or to modify the vehicle.

You own your share of the vehicle, so when you want to move on, you may sell it.

Archipelago hosts a growing marketplace for co-owned vehicles on which you can list your share for sale. If you sell your share elsewhere, Archipelago will facilitate transfer of ownership.

With enough co-owners voting in favor, you may sell all shares of the car as a whole vehicle and proceeds from the sale go to the co-owners pro-rata.